Corporate Travel Insurance (CTI)
How valuable is your IT Manager for you?
Your employees are your assets. You should protect them as best as possible because a crisis situation on business trips can have far-reaching financial consequences.
Corporate Travel Insurance from ERV offers worldwide insurance cover and comprehensive on-the-spot information and assistance services.
Why is Business Trip Insurance important?
Cover for employees and human capital
A major risk to the company (for SMEs, in particular) lies in the concentration of knowledge and business contacts with a few key personnel. These key staff members go away on business trips more than the average employee, when there is a risk of an accident or sickness every day. In an emergency, they are reliant on professional help.
Duty of care of the employer
Within the scope of his duty of care, the employer must take adequate measures to protect the health of his employees. As well as causing damage to the company image, failure to take precautions with respect to insurance cover and assistance on business trips can lead to liability claims and high financial costs.
Treatment costs outside Switzerland
In certain countries, medical and hospital bills can turn out to be extremely high so that the compulsory basic insurance cover is not sufficient.
Unforeseen problems and costs
In addition to accidents and sickness, cancellations, flight delays or lost baggage can have a great impact on efficiency and the costs of business trips.
What does Corporate Travel Insurance offer you?
Corporate Travel Insurance is a comprehensive package of insurance cover and services which protects your employees on business trips, covers unforeseeable travel and treatment costs and ensures compliance with your duty of care as an employer. We offer you:
- Emergency hotline
The 24-hour helpline guarantees urgent help at any time – worldwide.
- Medical assistance
In an emergency, an experienced team of experts helps to organise on-the-spot medical care and/or medical repatriation.
- Travel information, administrative help and services
Support for your employees before and during the business trip through the internet portal, www.companytip.de.
- Tailor-made travel insurance cover
Customised cover for cancellation, lost baggage and medical treatment costs.
- Cover for cancellation costs if the business appointment is called off by the business partner.
Validity and legal notice
So that you do not have to bother with your travel insurance every year, all our annual policies are automatically renewed for a further year unless they are cancelled at least three months before expiry.
Maximum sums insured and premiums in CHF. All premiums include Swiss stamp duty. Conditions as of April 2016. We reserve the right to amend services and premiums at any time.
Remain binding the General conditions of insurance (GCI) E488 04/2016.